Fintech Findings

07. Younited – Data-driven lending during challenging times

Tink

Younited's Francois de Bodinat joins host Jonathan Wildish, Product Solutions Lead (Lending) at Tink, to discuss why prioritising affordability checks and data-driven consumer lending models is so important for lenders during challenging times.

What to expect:

  • Insights from the Chief Product Officer of Europe's leading instant credit provider
  • How lenders can better support their customers during these challenging times
  • Predictions for the next 5-10 years in lending


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Consumer research was conducted by Censuswide on behalf of Tink in September 2023, amongst 1,000 UK borrowers aged over 18 (i.e. those who currently have either a mortgage or a loan).

Lender research was conducted by Censuswide on behalf of Tink in September 2023 amongst 200 executives at a High street bank, Building society, Challenger bank, Payday lender or BNPL lender who have a decision-making role in the lending process.

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